Financing Programs:

SBA 7a Loans

Commercial Owner-user real estate acquisition, construction, refinance; business acquisition; debt restructure.

Up to 90% loan to value on commercial real estate, up to 75% loan to cost on business acquisition, and up to 100% financing on debt restructure.
Financing provided for general and special-use properties.
SBA Preferred Lenders Processing.
Long terms, no balloon payments.
Maximum $2,000,000 Loan amount.

SBA 504 Loans

Commercial real estate acquisition and construction.
Up to 90% loan to value.
General and special use properties.
Fixed interest rates available.
Long terms, no balloon payments.
Maximum $4,000,000 loan amount.

Conventional Loans

Commercial owner-user real estate acquisition, construction of refinance.
Up to 80% loan to value.
Programs for multi-purpose and special-use properties such as hotels and motels, gas stations and convenience stores, car washes, restaurants and bars, doctor's offices and similar properties.
Long terms, no balloon payments.
Fixed interest rates available.
Maximum $4,000,000 loan amount.

USDA Lending

Commercial real estate acquisition and construction.
Location restrictions imposed.
Up to 90% loan to value.
General and special use properties.
Fixed interest rates available.
Long terms, no balloon payments.
Maximum $4,000,000 loan amount.

Leasing Options- Click here

Alternative Lending

No minimum amount
Investments up to $1,000,000.
Consideration regardless of credit score
No junk fees
Quick response time and fast funding
Rates that vary based on situation

Land Contracts

Evaluate and offer our opinion on terms, feasibility, etc.

Why Lease?

Leasing Statistics

Don't buy equipment, Lease it... Don't just take our word for it; look at the following leasing industry statistics:

According to the U.S. Small Business Administration...



1. 85% of all companies lease equipment



2. 89% of those companies will lease equipment again in the future



3. 75% of all companies that lease indicate that leasing is their average-to-best means for financing equipment purchases

According to the USDC...



1. $800 Billion - total equipment anticipated to be acquired this year



2. $560 Billion (70%) - acquired via financing



3. $264 Billion (33%) - acquired via leasing

Benefits of Leasing Include:

WORKING CAPITAL AVAILABILITY

Growth oriented companies need working capital to grow. Avoid large down payments or credit line reduction. An affordable monthly lease payment makes sense.

MAINTAINS BORROWING CAPACITY

Leasing allows you to acquire equipment without affecting your current banking relationships and reducing your borrowing power. Your current credit lines are left intact.

WORKING CAPITAL LEASE

Leverage the equity you hold in your equipment or real estate by refinancing them through a working capital lease. Better utilize your assets to provide the working capital you need to help your business grow, without using your lines of credit.

ALTERNATIVE TO EQUITY FINANCING

Leasing avoids the dilution of ownership, control, and earnings that equity financing entails.

TAX ADVANTAGES / IMPROVED CASH FLOW

Since lease payments are frequently tax deductible, they are made from pre-tax income rather than after-tax profits, resulting in improved cash flow.

100% FINANCING

Leasing allows the financing of freight, installation, handling, training and other costs that cannot normally be financed.

RESISTS INFLATION & INFLATION RATE INCREASES

Since lease payments are fixed, there is no worry about increasing interest rates. Leasing also helps avoid the affects of inflation, since the payments are made in “tomorrow’s" dollars.

AVOIDS OBSOLETE EQUIPMENT

With leasing, you pay to use the equipment, not to own it. At the end of the lease, you do not have to worry about disposing of obsolete equipment.

OUR COMMITMENT

Your company is unique. We recognize that and customize programs to reflect those realities.

Wirt’s focus is on growth and solutions for your firm. Our long-term orientation and unique solutions for customers are a key benefit to working with us.

Join the 85% of businesses who lease equipment...

Call today, to see if leasing makes sense for you.

Franchise Evaluation:

To provide Projected Financial Information to compare various Franchises with your property and area Trends to determine:

Approximate Product Improvement Plan Cost
Revenue based on current revenue plus Reservation Contribution
Gross Operating Profit based on specific Franchise Operating Standards
Internal Rate of Return

Commercial REALTOR®:

Buyer Representation

Realtor Services through Coldwell Banker, Contracts, Multiple Properties Available

Seller Representation

Realtor Services through Coldwell Banker, Contracts, Selection of Good Buyers

Licensed with the World's Largest Hotel Franchiser

Coldwell Banker is affiliated with Cendant Corporation

Please see Hotel Consultants for Assist You Sell

Five Year Cash Flow Projections, Cash On Cash Return, Internal Rate of Return, Debt Coverage Ratio, 12 Month Monthly Cash Flow Budget, Performance Comparison to National Average

Services:

Financing Programs:

Leasing Statistics

According to the U.S. Small Business Administration...

According to the USDC...

Benefits of Leasing Include:

Join the 85% of businesses who lease equipment...

Commercial REALTOR®:

Business Consultants:

Enhanced Property Value:

Maintenance:

Tax Preparation Services:

Insurance: